Losing your home to short sale or foreclosure can be a traumatic and stressful experience, but it doesn’t have to mean the end of home ownership. Read More

The housing crisis took an enormous toll on millennial homebuyers and long-time homeowners alike, especially here in Las Vegas.

Millions of people who had spent years building careers or who were just starting out in life lost their homes due to pay cuts, job losses or other financial disasters. In the wake of that, there is an overwhelming number of people hoping to get back into homeownership, but buying after bankruptcy can be tough.

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When buying a house, unfortunately you can’t just hand over a wad of cash to the owners and finish the deal.

In reality, you’ll have to ask a mortgage lender for a credit rate. Currently, the median value of a Las Vegas home is about $216,000, which equates to about $138 per square foot. The median listed price is about $264,900, or if you’re looking to rent, the average price is $1,350.

Depending on the savings you’ve accumulated, you might not need as much of a boost, but still—the better your credit score, the better your interest rate and the less stress you’ll experience when purchasing a home.
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If you’ve recently gone through a bankruptcy, you may believe that buying a home is no longer an option. While it will take awhile to raise your credit and get your affairs in order, homeownership is a very real possibility for you. The first step is understanding your bankruptcy. Read More

If you are thinking about buying a home but have a checkered credit history, you might be wondering how any collections can affect your chances of obtaining a mortgage.

Many aspiring homeowners find themselves asking this same question, and while there are no easy answers, there are several factors to consider before you start your home search.

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